Disclaimer: Fees, charges, and loan amounts may vary by product, State and County. All loans are subject to underwriting approval. Application required; not all applicants will be approved. Full documentation & property insurance required. Loan secured by a lien against your property. Consolidating or refinancing debts may increase the time and/or the finance charges/total loan amount needed to repay your debt. Taxes & insurance extra. Terms, conditions & restrictions apply. Advertised Jumbo rate assumes: 5/1 Portfolio ARM, fixed-rate for 60 months, 1 point origination, 45% DTI, 1 year Libor index, margin 2.5%, caps 2/2/6, 1st lien, owner-occupied, single-family residence; loan amount of $3,000,000; loan-to-value (LTV) ratio of 50%; credit score of 720; and monthly escrowing of taxes & insurance. For example, a $3,000,000 loan amount financed at 3.5%(3.719% APR), would result in 360 monthly amortized loan with 60 months fixed, interest only payments of $9,62.50. Loan amount of $729,000, 30 year fixed rate of 3.875%, 4.31% APR,2.5 origination points, principal and interest payment of $3,428. Rates, loan products & fees subject to change without notice. Your rate and term may vary. Important information relating specifically to your loan will be contained in the loan documents, which alone will establish your rights and obligations under the loan plan. There is no pre payment penalty and no balloon payment for any advertised products, advertised rate of 2.9% 3.19% APR, 3/1 ARM, 720 Fico, 70%LTV, amortized over 360 months, 2/2/6 Caps 45% DTI, loan amount of $900,000. Call for details. |
