Unlock the Cash in Your Home
With an FHA Cash-Out Refinance, you can tap into your home’s equity to consolidate debt, make home improvements, or cover major expenses — while still benefiting from the security of an FHA-backed loan.
- Access up to 80% of your home’s value
- Consolidate high-interest debt into one low monthly payment
- Flexible use of funds - pay for renovations, education, or other major expenses
- Predictable monthly payments - stable, fixed-rate FHA financing
How an FHA Cash-Out Refinance Works
The FHA Cash-Out program lets homeowners leverage the equity they’ve built in their home. Unlike a streamline refinance, which simply lowers your rate, a cash-out refinance provides funds you can use for a variety of things — from paying off high-interest credit cards to remodeling your home.
Key Benefits:
- Borrow up to 80% of your home’s current value.
- Pay off high-interest debt with one low monthly FHA payment.
- Put your equity to work for home improvements, education, or other needs.
- Predictable payments with the backing of an FHA-insured loan.
- Build long-term financial flexibility with one consolidated loan.
And here’s something even better: By refinancing into a conventional loan down the line, you may be able to remove monthly mortgage insurance (MIP) and save even more every month.
Testimonials
"Brian and his team did a great job for my loan. I appreciate all the work and effort that they put into my loan. I would work with Brian and his team in the future."
JimSan Diego, CA 
"Moses was diligent, thorough and thoughtful while we worked together to find the best refi possible. From initial conversation to close, we were well under 30 days. He and the team were highly communicative and would recommend him to family and friends."
MJScottsdale, AZ
I’m not gonna lie, I loan shop. Kevin won, period. He offered the best rate and APR (very affordable loan cost). Kevin was courteous and assuring. Would highly recommend Watermark/Kevin.
AndreaValley, WA
"Martin was extremely professional and I appreciate how quickly he replied to emails. He met and exceeded my expectations. Watermark was a great company to works with, the entire team."
MoebGold Beach, OR
"Highly responsive and patient. Explained the entire process up front and no surprises at the end. I was a bit nervous about the entire online process in the beginning but James eased my mind by keeping in touch and answering my many questions. Highly recommend!"
Anna MarieTampa, FL